Talcosis

You’re not wrong (generally speaking, specifically speaking I use the NYT rent vs. ownership calculator to see if it’s worth buying or investing in the sp500)

But the problem here is entirely the lack of flexibility. Once an employer knows you are less flexible than the guy in the next cube, you’re picking up the slack of the guy that can up and move his ass to the next town over in a week.

Only if they keep making people

I don’t know if you intended “get put out with them” as a euphemism for “killed” but it fits very nicely.

Sit and do nothing.

Money is an abstraction of time and resources. If you are interested in investing time and resources, your only option is to wander off, come back later, and hope that the problem fixes itself.