I’m just a regular person making about $70K a year in a big city, and I’ve recently felt incredibly powerless dealing with private companies. For instance, my landlord’s auto-pay system had a glitch that excluded my pet rent and water bill. I ended up with over $1,000 in late fees. Despite hours on the phone, it turns out their system doesn’t really do auto-pay and requires a fixed amount instead of covering the full rent. It feels like a scam, and my options are to pay the fees or potentially spend a fortune on legal action.
Another frustrating experience was trying to cancel my pest control service. I had to endure a 40-minute call followed by 35 minutes of arguing, just to finally cancel. There’s no online cancellation option, and the process felt like a timeshare sales pitch.
Why do ordinary people seem so unprotected against these shady practices, and how can we change this? How does one person even start to address these issues?
Capitalism.
European countries are also capitalist countries, but they have much better consumer protections and laws. It can be done.
I think such protections have to happen BEFORE the market capitalists are able to use their immense hoards of power, that’s what capital is at scale, to capture their own governments and regulators that were supposed to act as a firewall protecting regular citizens from them, as the market capitalists have in the United States for almost half a century.
Once that happens. Good fucking luck. Greed doesn’t let go of what it acquires.