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I buy music, at least CD quality. I might splash out for 24-bits if given the choice (only because it seems to be standard on Bandcamp so for consistency I aim for the same in other stores), but not for > 48 kHz.
I upload to my server for archival purposes, but will convert to mp3 to sync to my devices. I buy CD quality poorly for archival purposes. I can’t tell the difference. Plus I have navidrome and I can stream, but having my entire library available at all times, even when offline, is very important to me.
I buy, in order of preference, from Bandcamp, 7digital, and only as a last resort from Qobuz. If even Qobuz doesn’t have something then I go on Amazon to buy the CD. I hate Qobuz ever since they removed the download all button. I remind them of it with the feedback form with every purchase. It was the reason I will prefer 7digital over Qobuz. I don’t know why you say 7digital is dead. They have up to date titles for the music I care about (metal). The only thing I dislike about 7digital is the http (no https) download, but I’d rather risk that than support Qobuz with its dark patterns.
In all honesty though, 60%+ overheads from a university is incredibly high. To an extent that shows that there is a large amount of management and administrative staff not contributing directly to the work. I’m not in medicine, but in the EU projects I’m in only 0-25% of overheads are funded. Though, I can imagine medicine requiring more than the hard sciences.