• ExcessShiv@lemmy.dbzer0.com
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      4 months ago

      There will be the exact same level of surveillance, it’s still just run by banks so there’s no difference there.

      • Schlemmy@lemmy.ml
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        4 months ago

        Not really. I was scammed for a few hundreds of euro’s last year. I knew the company, I knew the account but the bank was incapable of reacting because of ‘reasons’. They know where the money went but they can’t follow where it got transferred to. So they can only follow one transaction and after that it’s gone. (Except when you get a court order)

        • Alphonsus@lemmy.world
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          8 hours ago

          That’s exactly the problem. “Reversible in theory” doesn’t mean much if banks can’t or won’t act fast. Without real-time intervention and enforcement, the protections are mostly on paper, by the time they move, the money’s already gone.👌

          For the past 11years I only transact with Crypto and I feel very much comfortable because any mistake I make is traceable and also refundable with zero charge. Almost everyone here in US has adapted to Crypto. The bank is just a reflection of the bad government. 👎

    • Marvie@lemmy.world
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      4 months ago

      For real, isn’t this allowing them to have much more control over what you have in the bank? Preventing bank runs as they call it(aka blocking withdrawals)