I always assumed credit scores were an integral and historic part of the American financial system.
They were not, they are very recent，most of your parents didn’t have credit scores growing up, and as you can probably tell or at least intuit, it’s mostly just a b******* scheme for those with capital to accrue more capital by invading your privacy.
If any other random person wrote an article, would you believe them more?
The guy that have been doing videos on geopolitics and China for years or the friend of the guy on lemmy?
Also: https://merics.org/en/comment/chinas-social-credit-score-untangling-myth-reality