100% and I’m sure you know this too but just to add to your point, I believe the US government spends more money per capita on healthcare than anywhere in Europe, so even under the “Why should I?” lens, the current approach costs individuals more because they have to pay for it in taxes and then also in insurance premiums, copay etc.
It’s not just for the benefit of society as a whole, “you” as an individual would also be financially better off under a socialised system.
No, it’s not just about DRM, currently the storefronts do not guarantee continued access to the content.
For example, Valve can just close your Steam account at their discretion and you would no longer be able to log in or download any of your games