For example… Speeding
Going down the highway doing 10 oven the limit and you get pulled over an dgive a hefty ticket… But Nothing bad happened.
Another example… Letting a Tesla do full self driving but you aren’t paying attention. The car is driving itself quite well but you are ticketed for undue care and attention… But there was no accident or anything… Nothing happened.
There is a risk threshold that gets crossed due to certain actions. They’re punishing rolling the dice, not the result.