GEICO, the second-largest vehicle insurance underwriter in the US, has decided it will no longer cover Tesla Cybertrucks. The company is terminating current Cybertruck policies and says the truck “doesn’t meet our underwriting guidelines.”

  • 2ugly2live@lemmy.world
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    2 months ago

    God, I hope other places follow. I work in insurance and not only is everything about the cybertruck an absolute fucking nightmare to source, let alone find a shop for, every single goddamn owner is like the most insufferable chod. That goes for women too. Tesla drivers could already be a problem, but the truck owners are like regular Tesla owners gone feral.

    • Mr_Blott@feddit.uk
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      2 months ago

      I hope other places follow

      Are they actually allowed to sell these pieces of shit elsewhere?

      Also is anyone else stupid enough to buy one?

      • smokebuddy [he/him]@lemmy.today
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        2 months ago

        they started taking orders from presales in Canada and they went through the entire list, I’m not sure if any have been delivered here yet though

      • Nollij@sopuli.xyz
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        2 months ago

        Presumably, “other places” refers to other insurance companies. IOW, GEICO is (allegedly) denying them coverage. OP is hoping that Allstate, Progressive, etc will also deny coverage.

      • ContrarianTrail@lemm.ee
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        2 months ago

        People knowingly buy stupid vehicles. I’m one of them. It’s expensive to drive, big, has expensive insurance and only seats two but I love it.

        • Mr_Blott@feddit.uk
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          2 months ago

          I didn’t realise they only had two seats!

          Is that one for each of your brain cells? 😉

          • ContrarianTrail@lemm.ee
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            2 months ago

            Someone with more than two brain cells could easily look that up and and realize they’re talking about a different vehicle before insulting a complete stranger for no reason.

            • turtletracks@lemmy.zip
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              2 months ago

              Why comment in the first place then? We’re talking about Cybertrucks and you start talking about your vehicle, people are gonna assume you mean the Cybertruck

              • ContrarianTrail@lemm.ee
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                2 months ago

                Also is anyone else stupid enough to buy one?

                Because I’m pointing out that people don’t only buy vehicles based on what’s wise or optimal. For some, it’s also a hobby and they have different preferences as what to drive. At the time of buying my current truck, a wagon would’ve been sufficient. I just went with what’s essentially my childhood-dream car instead. I’ve since developed an actual need for one too, but even now, a van would be a little more practical. Truck is simply more fun and nicer looking, while being the same size.

                • Mr_Blott@feddit.uk
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                  2 months ago

                  You can see why people misunderstood you though no?

                  I asked “is anyone else stupid enough to buy [a Cybertruck]”

                  You replied - [context as assumed by a normal person]

                  People knowingly buy stupid vehicles. I’m one of the m [people that bought this fuckin monstrosity]. [The Cybertruck is] expensive to drive, big, has expensive insurance and only seats two but I love it.

            • IGuessThisIsForNSFW@yiffit.net
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              2 months ago

              I thought ‘expensive to drive’ would have given away it wasn’t a cybertruck, since the only good part about those things is that it’s an EV and probably doesn’t cost much to charge. I might not agree with your decision to drive a huge vehicle, but I’m not gonna call anyone an idiot for doing it.

              It’s also generally good form to not make spelling errors (realise) in a comment calling someone else stupid…

              • Mr_Blott@feddit.uk
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                2 months ago

                Please tell me the comment about the spelling mistake is some kind of weird humour (sic)

                • Mr_Blott@feddit.uk
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                  2 months ago

                  Sorry mate, your comment really makes it sound like you were starved of oxygen at birth and bought a Cybertruck.

                  As you were

          • Kalysta@lemm.ee
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            2 months ago

            They likely didn’t know they were dangerous when they preordered and many are now stuck with them. I think they have a no resale contract for 2 years after buying.

            • Rekorse@sh.itjust.works
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              2 months ago

              I mean I don’t mean to sound ridiculous, but they even looked dangerous. I am not sure why anyone would assume they were safe. I didn’t even think they were street legal at first.

              That is a bummer to be stuck with one though, but you do have to be rich enough to buy one too.

    • Baggins@feddit.uk
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      2 months ago

      chod

      Now there’s an insult I haven’t heard in a while.

      Take my upvote!

  • givesomefucks@lemmy.world
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    2 months ago

    Pretty sure they were one of the last major companies that would…

    Even if warranty pays for repairs to it, if it damages anything else the insurance still has to pay.

    The article mentions multiple examples of them just randomly shutting down during operation. That’s already bad. But this is going to be it’s first winter, it’s not surprising insurers don’t want to deal with it. They deal with large numbers, it’s not a question of “if” like an individual owner, its “when” for the insurer

      • partial_accumen@lemmy.world
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        2 months ago

        Class action lawsuits are gonna be a mother fucker

        Part of the purchase agreement of a Tesla agreeing to binding arbitration. This means no class action suit. You can opt out of this within the first 30 days, but you have to send a letter requesting it.

        How many Tesla owners do you think do that?

        • catloaf@lemm.ee
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          2 months ago

          That assumes the court finds that enforceable. Usually they do, but a few times recently, they’ve said it’s not.

          • gramie@lemmy.ca
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            2 months ago

            That’s one of the nice things about the law in Quebec. Binding arbitration clauses are illegal.

              • gramie@lemmy.ca
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                2 months ago

                *Je does

                “doivent” is third-person plural (they, not I)

                Oh, and I didn’t notice that autocorrect changed my French to English. Should be"dois" or, as you say, “devrais” for the conditional.

          • Lets_Eat_Grandma@lemm.ee
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            2 months ago

            I mean in trumps court of law musk can’t lose.

            If dumpy wins, for sure no class action.

            If dumpy loses, his Supreme Court will still side with the conservative side anyway, so probably still no class action.

        • bluGill@fedia.io
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          2 months ago

          i don’t own a tesla, so if their cars injure me I can sue them*

        • Serinus@lemmy.world
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          2 months ago

          Steam recently removed their arbitration clause, largely because paying for a thousand arbitration cases is worse than dealing with a class action.